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When you refinance a mortgage does the 30 years start over
Disadvantages of refinancing home loan...
Every time the Federal Reserve drops interest rates or talks about raising them, it leaves a lot of folks wondering, Should I refinance my mortgage before the rates go up?
It’s a good question!
The answer is, it depends. Low interest rates are great and all, but the truth about refinancing your mortgage is that there are right—and wrong—times to do it.
Is refinancing worth it calculatorAnd those times aren’t always based on interest rates.
We’ll walk you through the basics of when you should refinance your mortgage and how to know if your refinance is worth it so you can make a smart decision for yourself.
Should I Refinance My Mortgage?
Refinancing your mortgage is usually worth it if you’re planning to stay in your home for a long time. That’s when a shorter loan term and lower interest rates really start to pay off!
You could use the money you save from refinancing to help you take control of your monthly bills, save for retirement, and pay off your mortgage faster. Just imagine if you owned your home outright!
When Should I Refinance My Mortgage?
You sho
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